No Job? No Problem! Get Your Emergency Loans Approved
Payday loans offer a means for people to get access to money quickly when other options such as a emergency loan from a bank are not available to them. There are a number of reasons that getting a loan from a bank isn’t an option, the most frequent reason being that the person asking for the loan has poor credit, has no job, and cannot qualify. At iQuickLoanz, we look at other factors than just no credit when making their decisions, which is why they are the option of choice for many people who are in a financial bind.
If you have run into a financial obstacle and need help, we would like to encourage you to fill out a payday loan application with us today. When you do, we will do our best to provide you with the money you need so that you can make ends meet during your monetary shortage.
How Do Lenders Make Decisions About Whether Or Not To Issue A Payday Loan?
When you go the bank to get a loan the main factor they consider is going to be your credit. They will also look at your income, your employment verification and other factors, but if you don’t have good or great credit, it is unlikely that they will offer you the loan that you need. Emergency Payday loans are not based only, upon credit as a deciding factor.
Instead, direct cash lenders rely more upon other factors such as your income, your job and whether or not you have a bank account in good standing. If you can meet these criteria then in many cases you can get approved for the loan that you need. If you are ready to apply for a payday loan, then we would very much like to help you if we can. Just fill out the simple application on our site, and we will get to work seeing what options we can offer you.
Important Things To Remember About Payday Loans
One of the most common complaints that people have about payday loan companies is that they charge interest rates that are significantly higher than those charged by banks and other more traditional types of lenders. Do payday loan companies charge higher interest rates in most cases?
They do, but they do for a variety of reasons. First, a payday loan lender is taking a bigger risk when they a loaning money out to people that don’t have the best credit. Since payday loans are defaulted on more frequently than most other types of loans, it shouldn’t be too surprising that lenders charge higher interest rates to help cover those losses.
It’s also important to remember that payday loans are short-term loans. So while the interest rates may be higher, you will only be paying them for a short period of time when you get a payday loan.
Payday Loans Should Be A Short-Term Solution
If you find yourself in a financial bind and need to get a quick payday loan, it’s important that you do so with the intention of it being a short-term solution for you. For example, if you miss some time at work and your paycheck is a little light, this would be a temporary problem. Having to pay for car repairs is another example of a temporary problem where a short-term solution is warranted.
On the other hand, if you have a problem that is causing your financial distress that is going to be an ongoing problem, then payday loans are not the solution for you. For example, if your rent has gone up and you now have trouble affording it, then a payday loan is only going to help you this month. Not only will the higher rent problem still be there next month, unless you move, you are also going to be looking at paying the interest and other fees associated with a payday loan.
Apply Online For Quick Payday Loans
The internet has changed the way the world does a lot of things, and that includes applying for a quick emergency payday loan. Now you can fill out an application with us, handle some follow up questions in some cases for e.g credit check, employment verification, and then have the money you need to be deposited directly into your checking account. It really is a much more streamlined and simplified way to get the loan that you need. If you are ready to take advantage of this new level of convenience, then we would be happy to see what we can do to help you. Just fill out our simple online application even if you have bad credit or no job, and let us get to work helping you to find a payday loan option that works for you.
How We Can Help If You Have No Job Or Bad Credit
One thing we should make very clear is that we are not a lender ourselves. Instead, we function as a type of third party that serves as your go-between with different direct cash lenders. When you fill out our online application, we forward this information to a handful of lenders that are most likely to approve your loan with bad credit or no job. We then present these different offers to you so that you can make a decision as to which one is the best one for you.
Now, you may be thinking that a service like this is very valuable, and you would be right in making that assumption. Logically you may then expect that we are going to charge you some type of fee for providing this service to you. In this case, however, you would be incorrect. We don’t charge you for what we do, and we obtain our revenue stream in other ways, ways which have no impact on you as someone looking to borrow money.
So if you are ready to take action and deal with your money problem, then we are here to help you. Ignoring a money problem will not make it go away. In fact, it will probably make things even worse in many cases. So don’t ignore it, and don’t be afraid of it. Instead, look at your situation and figure out what you need to do next. If you realize that the cause of your monetary shortage is a temporary one, then a emergency payday loan may be exactly what you need. If that is the case, then you have come to the right place, and we would be happy to help you to find a lender that can work with you.